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NEW! Loan Modification Division

We specialize in helping homeowners in hardship by negotiating directly with your lender to modify the existing terms on your mortgage in all states.  Our new division within NJ Real Estate Guys is led by Scott Allan who has extensive experience in the real estate finance industry.  Having worked with a large bank specifically on Loan Modifications, we feel we can implement this experience to help you get more favorable terms on your mortgage. 

• Are you in a loan you cannot afford?
• Are you having trouble affording your monthly payment?
• Do you think you are the victim of predatory lending?
• Having difficulties refinacing?
• Are you in an ARM loan that keeps adjusting UP?
• Have you suffered a temporary hardship and cannot currently afford your mortgage?
• Is your loan about to adjust and you are concerned about the affordability?

We negotiate directly with your lender to:

• reduce your interest rate
• lower payment,
• convert to fixed rate
• waive past due balances
• reduce loan balance
• 4-8 week average time

Our goal is to allow you to KEEP YOUR HOME.  One very important fact is that lenders are now trained harder than ever to work AGAINST you.  They are taught how to find contradictions in your statement to disallow you to negotiate your terms.  The last thing a lender wants to do is foreclose on a home.  Foreclosure typically nets a lender under 40% of the original principal balance, HOWEVER, they will drag out the process costing you money and unnecessary stress.

Call NJ Real Estate Guys or hit the contact button at the top of this page to send us an e-mail.  We will immediately respond to your concerns.  Remember, the banks got federal bailout money.  You did not.  Let’s get you into a loan modification you can afford.

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